Preparing for the 2026 ACH Fraud Monitoring Rule Changes
Staying informed on the 2026 ACH Rule amendments is essential as credit unions work through the phased implementation dates already underway this year. Join us for an informative session, led by PaymentsFirst, that highlights the most impactful changes, explains how they influence daily operations, and offers practical guidance to help your team stay compliant throughout 2026.
Summary of 2026 ACH Rule Updates:
Effective March 20, 2026
- ODFI, non‑consumer originators, and TPS fraud monitoring (Phase 1)
- ACH credit monitoring by RDFIs (Phase 1)
Effective June 22, 2026
- Non‑consumer originators, TPSP, and TPS fraud monitoring (Phase 2)
- ACH credit monitoring by all RDFIs (Phase 2)
How Beastro supports fraud monitoring
Beastro provides tools that help credit unions meet new monitoring expectations with clarity and efficiency. Key features include:
- Customizable scanning filters that allow your team to adjust scan types and review options based on your risk practices.
- A detailed scan report showing account status and score for each transaction, giving teams quick insight into items that may require attention.
- Simple controls for viewing and exporting results to support internal reviews, documentation, and follow‑up.
What will you gain?
- A clear understanding of the 2026 requirements and how they affect your processes
- Practical insight into monitoring expectations across ODFIs, originators, TPSPs, and RDFIs
- Guidance on how Beastro’s fraud‑monitoring tools can support compliance while keeping operations running smoothly