ALM Modeling
The Asset/Liability Management (ALM) Modeling module within ALM360 simulates and analyzes how changes in interest rates, market conditions, and policy limits affect a credit union's balance sheet.
Comprehensive ALM Analysis
With interactive dashboards and drill-down capabilities, identify risk areas and uncover opportunities for optimization. Model multiple interest rate scenarios, track policy compliance in real time, and deliver consistent, transparent numbers for ALCO meetings, board presentations, and every stakeholder in between.
- Model multiple interest rate scenarios and stress tests to understand potential impacts on earnings and economic value. Apply custom assumptions for more accurate forecasting.
- Track and visualize policy compliance in real time. Set alerts for breaches and monitor sensitivity to changing market conditions.
- Interactive dashboards for ALCO and board meetings. Consistent, transparent numbers for every stakeholder.
- Drill down to individual balance sheet instruments and charts of account products for targeted analysis. Identify risk areas and opportunities for optimization.
- Unified data model powers all ALM360 modules, ensuring decision consistency and eliminating manual reconciliation.
- Full instrument-level ALM Modeling supports complex balance sheets and meets all regulatory requirements.
New Feature
ALM360 Executive Summary Report
Turn complex ALM results into a clear, board ready story. The ALM360 Executive Summary Report transforms your quarterly ALM analysis into a concise five-page executive report, complete with a financial health score, peer comparisons, trend analysis, and key drivers behind performance changes.
Built directly from your existing ALM360 reports, it requires no additional data gathering and delivers a consistent framework your board can easily understand quarter after quarter.
Get Started
Ready to See ALM360 in Action?
Book an ALM360 demo with QuantyPhi today and discover how the ALM Modeling module can transform your credit union's risk management and strategic planning.