Attention: The Federal Reserve and Corporate Central will be closed on Thursday, November 26 in observance of Thanksgiving Day. We will resume normal business hours on Friday, November 27.
Routing Number:275082866
Phone:(800) 242-4747
Beastro Status
Corporate Central Credit Union

Non-Maturity Deposit Analysis

Advanced modeling and analysis of deposit behavior, pricing, and duration characteristics.

Non-Maturity Deposit Analysis is a statistical review of a credit union's share accounts, estimating price sensitivity and expected lifespan to enhance ALM assumptions and strategic planning.

  • Understand interest rate risk exposure and identify performance opportunities and threats.
  • Discover deposit price sensitivity to plan more effective balance sheet strategies.
  • Leverage expert statistical analysis and actionable insights from QuantyPhi's team.
  • Accurately model sticky and non-sticky deposits to improve balance sheet management.

For deeper context on how excess liquidity from the post-pandemic era reshaped credit union balance sheets, read QuantyPhi's whitepaper "The Money Came, Now What?" on the strategic implications of non-maturity deposit behavior.

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QuantyPhi

How Will QuantyPhi Help Your Credit Union?

  • Statistical analysis of share account behavior to identify sticky vs. non-sticky deposits.
  • Better ALM modeling and IRR measurement with credit union-specific NMD assumptions.
  • Insight into deposit price sensitivity to support pricing, marketing, and balance sheet strategy.

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