Balance Sheet Optimization
Investing / Liquidity
Benchmarking
Benchmarking enables credit unions to quickly assess the efficiency of their investment decisions relative to their risk exposure.
Bond Accounting
Bond accounting simplifies tracking investment accruals, interest payments, amortization, and accretion for your institution.
Investment Tools
Innovative tools that enable regular portfolio performance reviews, helping leaders understand risk and enhance asset/liability management.
Liquidity Framework Review
The Liquidity Framework Review assesses the strength and effectiveness of your internal liquidity program, risk management framework, and liquidity measurement and monitoring tools.
SimpliCD Issuing / Investing
The SimpliCD program helps your credit union maximize profitability with excess funds, attract new deposits, and streamline cash flow management and recordkeeping.
Risk Modeling
ALM Modeling
QuantyPhi’s advanced ALM modeling solution delivers detailed analytics to manage risks and ensure stability by aligning assets and liabilities.
ALM Validation
ALM model validation ensures credit union leaders that interest rate risk measurements accurately reflect their risk exposure and comply with regulatory guidelines.
Consulting
Board / ALCO Training
QuantyPhi offers training in ALM, investment, liquidity, and risk management through personalized sessions, seminars, workshops, and virtual meetings.
Investment Advisory
Through our partnership with Concourse Financial Group Securities, Inc., QuantyPhi and Corporate Central offer credit unions Investment Advisory services to help achieve balance sheet optimization goals.
Mortgage Servicing Rights Analysis
QuantyPhi’s advanced MSR valuation model calculates the value of a credit union’s mortgage loan servicing income on sold loans, while retaining the servicing rights as a revenue stream.
Current Expected Credit Loss (CECL) Validation
QuantyPhi's CECL Validation service is designed to ensure your credit union's compliance with the Current Expected Credit Loss (CECL) accounting standard.
Non-Maturity Deposit Analysis
Non-Maturity Deposit Analysis is a statistical review of a credit union's share accounts, estimating price sensitivity and expected lifespan to enhance ALM assumptions and strategic planning.
Policy Review
A Policy Review provides your credit union with recommendations for improvement, identifies areas for change, and ensures compliance with all relevant regulations.
Why Choose QuantyPhi?
More and more credit unions are partnering with QuantyPhi balance sheet optimization services because Quantyphi is a trusted, experienced, financial services CUSO - 100% focused on credit unions, owned by credit unions, and serving only credit unions.
QuantyPhi Provides Financial Expertise, Technology, and Resources
QuantyPhi’s financial experts offer credit unions a full range of balance sheet optimization services including balance sheet consulting, portfolio analysis, benchmarking, and loan participations. They provide the expertise, resources, technology, and sophisticated reporting services credit unions need to grow and succeed. Who you partner with for financial services MATTERS. QuantyPhi helps credit unions stay relevant and strong.