Speakers Guide

Is there really an option to buy less insurance at lower costs and still deliver high-quality competitive benefits to our employees? Our CUSO’s long and growing list of credit union clients will tell you YES. Learn how credit union executives can leverage claims data, cost containment strategies, and advocacy programs to drive down healthcare costs and give employees the benefits they deserve.
Presented by: InterLutions

Let’s face it, our healthcare system is broken. The purchasing process is rigged for the insurance carriers to profit (handsomely) while credit unions and their employees continue to pay more. The 12-month cycle of evaluating and renewing medical insurance is vicious for HR and the executive leadership team. To change the course of our employee benefits and medical insurance spending, credit unions need to do something different and better. Join us and learn about meaningful strategies to get away from this vicious cycle of insurance renewals.
Presented by: InterLutions

What is self-funding? What is group self-funding? And what the heck is an insurance captive? But most important of all, what does any of this have to do with beer and wedding cake? We will explain. Insurance is not a fun topic, but our CUSO team will deliver an educational and fun explanation into one of the most innovative and unique credit union-owned solutions – an insurance captive. Learn how we are bending the cost curve through collaboration.
Presented by: InterLutions

What is an Association Health Plan (AHP)? What are the requirements and benefits? What are the regulations or limitations in your specific state? And most importantly, is an AHP right for your credit union? InterLutions launched a successful AHP in 2019. Year one cost savings were significant and all participating credit unions received flat renewals in year two. Join us as the CUSO team explains the pros and cons of an AHP, and hear about a credit union before/after case study.
Presented by: InterLutions

How can credit unions use employee medical insurance claims data and analytics to leverage better healthcare pricing? How can your HR team adopt new technologies to deliver a better enrollment experience to your associates? Delivering competitive, rich, and frictionless benefits to employees is integral to the success of credit unions. Join us as our CUSO team offers five innovative strategies that will reduce the friction in delivering benefits to our most important asset – employees.
Presented by: InterLutions

Has your credit union reviewed unique funding models such as level funding, referenced-based pricing, or self-funding? Depending on your size, makeup, and risk appetite, moving from the traditional fully-insured funding model can significantly reduce one of your largest budget items – employee benefits and healthcare costs.
Presented by: InterLutions

Problem: How can credit unions continue delivering the benefits our employees need when the trajectory of healthcare costs is rising at such a steep pace? Answer: Buy less insurance at lower costs. Well, the problem statement is simple, but the answer is not. And it took our CUSO over five years to build a successful, collaborative, and exclusive credit union healthcare solution. Our white paper and webinar presentation discusses how your credit can buy less insurance at lower costs.
Presented by: InterLutions