Preparing for the New Year: 2026 ACH Rule Changes
As the new year approaches, understanding and preparing for upcoming ACH rule changes is essential to maintaining compliance and operational excellence. Join us for an informative session, led by PaymentsFirst, focused on the 2026 ACH Rule amendments. This webinar will outline the most impactful changes, explain how they affect credit union operations, and provide actionable guidance to help your team prepare for implementation throughout the year.
Summary of 2026 ACH Rule Updates:
Effective January 1, 2026
- Use of Return Reason Code R17 “Questionable” for Posted Entries
- Revised Definition of Banking Day
- Clarification of RDFI Requirement to Provide Payment-Related Information to Non-consumer Receivers of CCD, CTX, CIE, and IAT Entries
Effective March 20, 2026
- ODFI, Non-consumer Originators, TPS Fraud Monitoring (Phase 1)
- ACH Credit Monitoring by RDFIs (Phase 1)
- New Company Entry Descriptions
Effective June 22, 2026
- Non-consumer Originators, TPSP, and TPS Fraud Monitoring (Phase 2)
- ACH Credit Monitoring by All RDFIs (Phase 2)
Whether you oversee operations, compliance, or member services, this session will equip you with the knowledge and tools to navigate the evolving ACH landscape with confidence and precision.