Certificates of Deposit (CDs)
Corporate Central Credit Union offers a host of CDs available daily with terms ranging from thirty-days to five-years.  Dividends can be paid monthly, at maturity, or semi-annually.

CD Specials
From time-to-time, Corporate Central Credit Union will make CD specials available with particularly attractive terms and yields given the market conditions.

Amortizing Certificate Programs (ACP)
These fixed rate amortizing certificates offer yields that are competitive with mortgage-backed securities.  Moreover, ACP investments eliminate extension risk and market risk that is associated with mortgage-backed products.

Callable Certificates
These are referred to as Callable Certificates because Corporate Central Credit Union has the option to "call" or pay back your certificate prior to maturity, according to a schedule that is predetermined and disclosed up front.  These investment alternatives often times yield higher than regular certificates with the same maturity.

Fed Funds Floating Rate Certificates
The one way floater floats quarterly at a fixed spread to the three-month LIBOR (London Inter-Bank Offering Rate).  The floater has an "interim cap" which may limit the increase in its rate for the quarter; however, it has a "floor" equal to the current coupon, ensuring the rate will not decrease.

Step-Up Certificates
The Step-Up Certificate offers a fixed rate for a predetermined period of time. Once that period of time expires, the certificate is either called, or ‘steps-up’ to a higher rate that was predetermined.